GoCompare @ gocompare.com
Compare insurance quotes for Car, Van or Home Insurance from over 70 leading insurers. You can compare on not just the price but on the policy and features too. Using GoCompare's star rating system, you can order quotes from the leading insurers on whatever you consider important in your policy, not just the price, making sure you get the best deal possible. So if you think having a courtesy car or a protected no claims bonus are important then you can order the quotes based on those factors or any of a selection of others.
GoCompare compare many leading brands in their system including theAA, Admiral, AIG Direct, Auto Trader, Churchill, Cornhill Direct, Endsleigh, eSure, Halifax, KwikFit, Liverpool Victoria, Lloyds TSB, Marks & Spencer, MORE TH>N, Privilege, Prudential, RAC, Saga, Sainsbury's, Sheila's Wheels, Swiftcover, Swinton, Tesco, Virgin, Yes and Zurich.
To get low cost car insurance click here and compare with www.gocompare.com.
Quick Links
| AA | Admiral | ASDA | Budget | Churchill | CoOp |
| Direct Line | eSure | Halifax | Hastings | LV | Lloyds TSB |
| MORE TH>N | Norwich Union | Post Office | Prudential | RAC | Swinton |
| Tesco | Virgin | Zurich |
Car Insurance
Online car insurance has risen by over 4% during the past year, according to Sainsbury's Bank.
For online deals people buying their car insurance in November paid on average £505. That's an increase of nearly 3% on March and of 4.2% on November from last year.
Recent research by Tesco has concluded that Car Insurance savings are being missed by UK drivers because they are not actively switching their policies. A Tesco Car Insurance spokesman said that ten percent of motorists have either never switched or have not switched car insurance policies in the last 10 years.
AA Car Insurance - click here
Admiral Car Insurance - click here
Alliance & Leicester Car Insurance - click here
Asda Car Insurance - click here
Budget Car Insurance - click here
Churchill Car Insurance - click here
Cooperative Car Insurance - click here
Cornhill Direct Car Insurance - click here
Direct Line Car Insurance - click here
eSure Car Insurance - click here
Endsleigh Car Insurance - click here
Gocompare Car Insurance - click here
Halifax Car Insurance - click here
Hastings Car Insurance - click here
Insure Car Insurance - click here
InsurePink Car Insurance - click here
KwikFit Car Insurance - click here
Liverpool Victoria Car Insurance - click here
Llloyds TSB Car Insurance - click here to compare with GoCompare
Local Broker Car Insurance - click here
Marks & Spencer Car Insurance - click here
MORE THAN Car Insurance - click here
MORE THAN Business Car Insurance - click here
Norwich Union Car Insurance - click here
Post Office Car Insurance - click here
Privilege Car Insurance - click here to compare with GoCompare
Prudential Car Insurance - click here
Saga Car Insurance - click here
Sainsbury's Car Insurance - click here to compare with GoCompare
RAC Car Insurance - click here
Sheilas Wheels Car Insurance - click here
Swiftcover Car Insurance - click here
Swinton Car Insurance - click here
Tesco Car Insurance - click here
Tesco Value Car Insurance - click here
theidol.com Car Motor Insurance - click here
Virgin Car Insurance - click here to compare with GoCompare
Yes Car Insurance - click here
Zurich Car Insurance - click here
Car Insurance Deals
For cheap carinsurance, please click here and compare over 35 major insurers.BMW Car Insurance - 20% off1 - click here
Jaguar Car Insurance - 20% off1 - click here
Car Insurance News
Kwik-Fit has announced that it has found that 10% of cars in the UK have less than the legal amount of grip (1.6mm) on their tyres. Nearly 20% of cars have tyres with grip of less than 2mm which is the figure used by leading car fleets to determine whether new tyres are needed (www.kwik-fit.co.uk). Kwik-Fit Car Insurance can be purchased here.
Car Insurance Make/Model Information
BMW 1-Series Hatchback: Insurance Group 10 to 17. For an online discount of 15% on BMW Car Insurance click here.
Jaguar X-Type: Insurance Group 13 to 16. For an online discount of 15% on Jaguar Car Insurance click here.
Home Insurance
If you take out Tesco Home Insurance between 01/12/2007 and 15/01/2008 you can get an extra 10% of contents cover for the holiday season.
Allan Burns, head of Tesco Home Insurance, said that most people wouldn't know that a home full of gifts at Christmas would probably take them over the limit for their regular home contents insurance.
On average, householders will pay about £354 home insurance for contents and buildings cover combined.
A recent survey has indicated that 2/3 of people sought out a home insurance quote online last year, with about 80% suggesting they will use the internet to renew their policy this year.
AA Home Insurance - click here
American Express Home Insurance - click here
Asda Home Insurance - click here
Barclays Home Insurance - click here
Churchill Home Insurance - click here
Cooperative Home Insurance - click here
Cornhill Direct Home Insurance - click here
Direct Line Home Insurance - click here
eSure Home Insurance - click here
HSBC Home Insurance - click here
KwikFit Home Insurance - click here
Legal & General Home Insurance - click here
Liverpool Victoria Home Insurance - click here
Marks & Spencer Home Insurance -
click hereMORE THAN Home Insurance - click here
Nationwide Home Insurance - click here
Norwich Union Home Insurance - click here
Post Office Home Insurance - click here
Prudential Home Insurance - click here
Saga Home Insurance - click here
Sheila's Wheels Home Insurance - click here
Zurich Home Insurance - click here
Van Insurance
This summer's wet weather has not affected the sales of commercial vehicles say Yes Insurance.
Van & truck demand over the summer months remained strong, with especially high performances coming from Peugeot & Citroen, according to numbers provided by EurotaxGlass.
Consequently, the van insurance sector could expect a busy time this autumn.
AA Van Insurance - click here
Churchill Van Insurance - click here
Cornhill Direct Van Insurance - click here
MORE THAN Van Insurance - click here
Norwich Union Van Insurance - click here
Post Office Van Insurance - click here
Yes Van Insurance - click here
Motorcycle Insurance
In the last 6 months motorcycle premiums have risen by approximately 10% and are following a pattern which sees car insurance premiums at their highest levels ever, according to AA Insurance.
The AA's Insurance Premium Index showed that car premiums have risen by 8% in the last year and more than 100% since 1994.
Ian Crowder from AA Insurance said: “Motorcycle premiums had risen by 9 per cent in the same period.” “This suggests that motorcycle premiums are mirroring car premiums.”
The reason for the increase, according to Ian Crowder, is down to the problem of uninsured drivers together with an increase in personal injury claims, fueled the growth in compensation culture.
AA Motorcycle Insurance - click here
Bennetts Motorbike Insurance - click here
Hastings Motorbike Insurance - click here
Swinton Motorcycle Insurance - click here
Pet Insurance
UK pet owners can expect pet insurance claims to be higher next autumn as the number of potential accidents for their pets increase with the expected rise in temperature.
Tesco Personal Finance reports that for May and June last year, there was a 6% rise in the number of pet insurance claims, with this rise blamed on the high temperatures recorded during the spring.
Argos Pet Insurance - click here
Direct Line Pet Insurance - click here
Marks & Spencer Pet Insurance - click here
MORE THAN Pet Insurance - click here
Petplan Pet Insurance - click here
Travel Insurance
Insurers are getting themselves ready for a deluge of travel insurance claims after the baggage problems that have plagued airlines especially British Airways.
Lost baggage costs the travel industry an estimated fifty million pounds annually but the signs are that this figure could rise this year. Norwich Union has seen a 40% increase in claims for lost or damaged luggage in the first 6 months of the year, while Insureandgo has experienced an 85% increase.
The Association of European Airlines say that British Airways reported more than 300,000 failing to arrive between April and June. Worse figures are expected over the summer holiday season, when problems at Heathrow in particular increased.
Argos Travel Insurance - click here
Asda Travel Insurance - click here
Direct Line Travel Insurance - click here
Direct Travel Insurance - click here
Endsleigh Travel Insurance - click here
Marks & Spencer Travel Insurance - click here
MORE THAN Travel Insurance - click here
MORE THAN Annual Travel Insurance - click here
Post Office Travel Insurance - click here
Saga Travel Insurance - click here
Breakdown Insurance
With 1 in 5 of UK motorists haveing no breakdown cover meaning that those who don't could end up paying a hefty call-out fee of up to a hundred pounds during peak times, plus anything between two and 25 pounds a mile for recovery of their car. These charges can be even more expensive abroad.
Our list below shows a comprehensive selection of breakdown insurance policies available for the UK and Europe.
AA Breakdown Insurance - click here
AA European Breakdown Insurance - click here Green Flag Breakdown Cover - click here MORE THAN Rescue Cover click here RAC Breakdown Cover click here
Life Insurance
It has been reported that life insurance is a more popular with older people than young.
Darren Dicks of Norwich Union says that people purchase life insurance when they are older as they feel more confident about their financial situation. He added that people don't usually think of taking out life insurance until they have had experience with financial products & services.
The Norwich Union representative said "From about 30 onwards, people tend to have children and become more responsible. They often take out life insurance once they see their kids grow up".
The Association of British Insurers recently stated that 1 in every 3 UK citizens have not taken out life insurance and that 1 in every 3 are most probably underinsured.
Direct Line Life Insurance with Critical Illness Cover - click here
Direct Line Life Insurance - click here
Legal & General Life Insurance - click here
Norwich Union Life Insurance - click here
Virgin Money Life Insurance - click here
Health Insurance
Virgin Money Cancer Cover - click here
Home Rescue Insurance
Direct Line Home Rescue Insurance - click here
Wedding Insurance
Marks & Spencer Wedding Insurance - click here
Motorhome & Caravan Insurance
Swinton Motorhome Insurance - click here
Swinton Caravan Insurance - click here
Taxi Insurance
Swinton Taxi Insurance - click here
General Insurance
AA Car Insurance spokesman Ian Crowder has highlighted the fact that motoring offences not only hit you in the pocket from fines but also will increase your premiums. He has said that some insurance companies will possibly ignore the first offence but get caught twice and it will not be ignored.
Also pointed out by the AA was the reluctance to offer Car Insurance to anyone with a more serious motoring offence such as drink driving or dangerous driving.
A separate statement from the AA states that the cost of Car Insurance over the 2nd quarter of 2007 increased by approximately 1% for comprehensive cover.
www.aa.co.uk - Breakdown, AA Insurance & Loans click here
www.directline.com Direct Line Insurance - click here
www.esure.com eSure Insurance - click here
www.morethan.com More Than Insurance - click here
www.prudential.co.uk Prudential Insurance - click here
www.kwikfit.com Kwik Fit Car Insurance - click here
www.rac.co.uk - Breakdown & RAC Insurance click here
How To Get Low Cost Car Insurance
With inflation set to top 5% by the second quarter of 2009 (according to the Telegraph newspaper on 16 September) the cost of everything is going up and motor insurance is no exception. Thankfully, however, there are still ways to get low cost car insurance.
It is not just the normal rise in the cost of living that affects such insurance. Insurers are paying out more and more each year on claims, especially personal injury claims. According to a UK Bodily Injury Awards Study, for example, payouts have gone up by 9.5% in each of the last ten years. The cost of fraudulent claims is also increasing the bills faced by insurers, who have little choice but to pass these costs on to the ordinary motorist. Add to that the unrecoverable costs arising from accidents caused by uninsured drivers (which the Association of British Insurers estimates to add a further £30 onto every honest car owner’s premiums), and it is easy to see why the price of motor insurance is rising so rapidly. Even then, the amount of premiums received by insurers is outweighed by the claims paid out – for every £100 received, it is estimated, insurers pay out £112 in claims (the only profit coming from the earnings made by investing the premiums received).
So if the insurer has already pared down the price of motor insurance to the very minimum what can the ordinary motorist do to get low cost car insurance? This is essentially a question of reducing the risk taken on by the insurer. More careful drivers, make fewer claims and have a cleaner driving licence. Taking on a higher policy excess also helps to share the risk and can considerably reduce the premiums needed for a comparable level of cover.
The greatest advantage enjoyed by the careful driver, of course, is the no claims discount, which can significantly cut the cost of premiums by between 30% and 60%. The sooner any driver can start building up towards the maximum no claims discount, therefore, the cheaper the next year’s premiums will become. For a modest additional premium – which can easily pay for itself in the event of just a single claim – the no claims discount can also be protected.
Security of the vehicle against theft and vandalism also plays an important part in reducing the risk. Therefore, car alarms and immobilizers – which are comparatively cheap to install – will earn most car owners a valuable discount on their car insurance premiums and help them achieve low cost car insurance. The same applies to off-road parking, with those who can keep their vehicle on a driveway or in a garage overnight gaining further valuable discounts.
Some models of motor car are more expensive to repair and higher performance vehicles are statistically at greater risk of being involved in accidents. These differences are reflected in the various categories into which insurers group vehicles for insurance purposes. The motorist anxious to cut car insurance costs will therefore choose to drive a car that fits into the lowest insurance category that continues to meet his or her motoring needs.
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