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Mortgages and Remortgages from Mortgages.co.uk? Click hereWant to remortgage your home? Need to release equity in your property or are you simply paying too much? Click here for a quick and easy quote
Welcome to Mortgages.co.uk, your comprehensive online UK mortgage portal. We have over 2,000 pages of information, news, questions & answers and glossary sections, with separate areas for remortgages, buy to let, commercial mortgages, international mortgages, inheritance tax and how to make a will.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.
Add to this the vast array of mortgage products available from a wide range of sources, and you are left with a high-stress, confusing decision.
This site is intended to help you get to grips with how you go about searching for the right home, and how you can finance it.
To assist you, this section of the site has been broken down into a step-by-step guide, and should prove to be of great assistance as you decide on the correct choice of property and mortgage.
Another important thing to remember when choosing a mortgage loan is the interest rate at which the lender will give you a mortgage. This will vary depending on the types of mortgage you choose. For instance, a fixed-rate mortgage will be set at a certain level of interest for a certain amount of time, whilst a tracker mortgage will go up and down with the Bank of England base interest rate.
Mortgages and Remortgages from Mortgages.co.uk? Click hereWant to remortgage your home? Need to release equity in your property or are you simply paying too much? Click here for a quick and easy quote
First-time buyers often don’t consider having mortgage life insurance, home insurance or mortgage payment protection insurance an essential extra costs. However, insurance does provide peace of mind, and some mortgage lenders will insist that borrowers have certain types of insurance, including:
Get a better deal at Mortgages.co.ukFast mortgages, even with a poor credit history.Complete quick enquiry form to apply to the UK's top lenders. Competitive rates on mortgages and remortgages.
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There are a variety of different mortgage types on the market. The following guides may help first-time buyers to choose the most suitable type of mortgage loan for their purposes. Mortgage types for first-time buyers:
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Fixed-rate mortgages
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Tracker mortgages
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Capped rate mortgages
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Variable rate mortgages
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Discount variable rate mortgages
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Offset mortgages
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Self certification mortgages
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Graduate mortgages
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Getting a mortgage with friends
As a first-time buyer, it is always essential to bear in mind that a mortgage loan comes with a variety of other costs. These can include mortgage fees, as well as any of the following:
Get a better deal at Mortgages.co.ukFast mortgages, even with a poor credit history.Complete quick enquiry form to apply to the UK's top lenders. Competitive rates on mortgages and remortgages.
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