Another First Plus aim is to make applying for a loan easy and straightforward. First Plus also aim to provide loans that help to make life easier, not more complicated. The First Plus loan calculator shows just how affordable First Plus Homeowner Loans are.

First Plus are owned by Barclays Bank Plc and as such can assure customers of their credibility in the homeowner loan marketplace. So far First Plus have provided loans for over 260,000 customers.

First Plus are regulated by The Office of Fair Trading, who have issued First Plus with a Consumer Credit License. This allows First Plus to provide loans within recognised guidelines. First Plus is also authorised and regulated by the Financial Services Authority (FSA) for general insurance business. Full details of this can be found on the First Plus website.

Why choose First Plus Loans?

• First Plus Loan applications get decisions in minutes
• First Plus Loans have very competitive interest rates
• First Plus Loan applicants deal with just one person
• First Plus Loans are flexible - chose a loan amount and a loan repayment period to suit you
• First Plus Loans are available for £5,000 to £100,000 and from 5 to 25 years
• First Plus Loans charge just one easy, upfront fee
• First Plus Loan applications are quick and easy
• First Plus Loan applicants can receive their loan in days
• First Plus Loans can be covered by payment protection

What is a First Plus Homeowner Loan?

What can I use a First Plus loan for?

A First Plus Homeowner Loan can be used for whatever you like including:

• A loan to buy a car
• To consolidate your credit
• A home improvement loan

See the First Plus website for full details.

What type of loan is the First Plus Loan?

The First Plus Loan is a secured Homeowner Loan. This means you have to own your own home to borrow from First Plus.

Why would I choose a First Plus Homeowner Loan?

Because a First Plus Homeowner Loan is secured by your house, you can often borrow over a longer period of time. First Plus Homeowner Loans can usually offer a more attractive interest rate in comparison to personal unsecured lending like personal loans and credit cards.

How much can I borrow with a First Plus Loan?

A First Plus Homeowner Loan amount can be anything from £5,000 up to £:100,000 with a loan repayment term of 5 to 25 years.

Who can apply for a First Plus Loan?

You can apply for a First Plus Homeowner Loan if you are married or single, self-employed or even have credit problems. First Plus Homeowner Loans are available to pretty much everyone (subject to the terms & conditions on the First Plus. website).

What are some of the things First Plus require?

• First Plus require you to be a homeowner with a mortgage held for more than nine months
• You need to be over 20 years of age to apply for a First Plus Homeowner Loan
• Your home is worth at least £40,000
• Your gross household annual income is over £20,000 and you’re employed, self-employed or retired
• You’re a UK resident (or have indefinite leave to stay)

Even if you don’t meet all of these criteria, First Plus may still be able to help you. Just visit the First Plus website.

Full terms & conditions are available on the First Plus website.

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