Bad Credit Loans to people with low or no credit history

Quick Cash for people who need it the most

Reset loans has a selection of hand picked products to suit people with a poor or even no credit history.

Payday Loans | Payday Advance | Same Day Cash

These are small loans up to £350 on your first loan and up to £750 for existing customers. They are used in a short term financial emergency, where you just need some extra cash to help you survive until payday. As they are needed in an emergency, you will get an immediate decision and in some cases the cash can be paid on the same day you apply, if you apply before 3pm. Payday loans are repaid on your payday, or next payday( if less than 7 days from now).

No credit checks
Same day money
Paying unexpected bills, or when they all come at once
Help with a special occasion such as a wedding or romantic weekend away
Maintaining your car or paying for MOT repairs
Birthdays or Christmas expenses
Dental work costs

Same Day Payday Advances Online

Logbook Loans | Same Day Cash

Also called V5C loans allow you to borrow anything between £20 and £50,000 in some cases, up to the value of your car. They are only available to people with a vehicle, which can be a car, motorbike, caravan, or van. Your vehicle needs to be free or nearly free of finance to apply and you must be over 18. We will call you back with details of branches in your area and let you know how much you can borrow against the value of your car.

Your employment status or credit history is not important
Borrow from £20 up to £50,000
Drive away with your cash on the same day with some providers
Flexible loan periods of 1 day up to 12 months and longer
Hundreds of branches and agents nationwide

Drive Away with a Logbook Loan up to £50,000

Unsecured & Personal Loans

If you need more money than a payday loan can offer and can wait a week or so for your application to be approved, then unsecured loans may be the right product for you. You do not need to use your house or car as security and can borrow up to £8,500.

Borrow from £750 up to £8,500
Bad credit, mortgage arrears or CCJ's may apply
Usually a better APR than similar products
Repay over a longer period, such as 2 to 4 years

Unsecured Loans with manageable repayments

Credit Cards | Prepaid Debit Cards

If you've previously had financial problems, you'll find getting a credit card can be very difficult especially with a poor credit history. Our card providers have been selected to provide a solution in this situation and can even help rebuild your credit rating with some providers

Credit Cards for People with a Poor Credit History